All of our legal polices so we can be open about our service and you can be informed on how things work.
What Does Keller Mortgage Canada Do With Your Personal Information
The type of personal information we collect and share depends on the product or service you have with us. This information can also include: • Social insurance number and income • Credit scores and credit history • Account balances and mortgage rates and payments. When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share Customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies share their Customers’ personal information & the reasons Keller Mortgage Canada chooses to share
Reasons we share your personal information
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
For keeping your Keller Williams real estate agent up to date on the status of your mortgage application. Information to be share may include the following; loan amount, pre approval amount, addresses, rate, names of parties involved, etc.
For our marketing purposes – to offer other products and services to you.
For joint marketing with other financial companies.
We Don't Share
For our affliates’ everyday business purposes – Information about your transactions and experiences.
For keeping your Keller Williams real estate agent up to date on the status of your mortgage application. Information we don't share would include the following: Social insurance number, credit score, credit history, personal identification numbers & banking information.
For our affliates' everyday business purposes – Information about your creditworthiness.
For our affiliates to market to you.
For non-affiliates to market to you. No, We Don't Share
Who is Providing this Notice?
Keller Mortgage Canada
How Does Keller Mortgage Canada protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with all provincial laws. These measures include computer safeguards and secured files and buildings. We may enter into agreements with other companies to provide products and services to us and to you. These companies must safeguard your information and use it for specific purposes.
We at Keller Mortgage Canada believe in a partnership revenue share model with borrowers and realtor partners that refer to Keller Mortgage Canada
How Does Keller Mortgage Canada pay out the incentives from the ZeroPlus program?
You will receive the financial credit via e-transfer or cheque within 2 weeks of your loan closing
The $1000 credit applies to new money amounts over $500,000 based on a 5 year term (variable or fixed rate). There is a tiered system for loan amounts below $500,000.
There’s a $500 credit for new money amounts between $350,000-$499,999 based on a 5 year term (variable or fixed rate).
There’s a $300 credit for new money amounts between $200,000.00-$349,999 based on a 5 year term (variable or fixed rate).
We also do a small thank you to the Real Estate office for each funded mortgage ($100-$400.00 per mortgage based on a tiered system. A small fee will be paid out to the realtor and/or real estate office. (these amounts can change at any time without notice)
Companies related by common ownership or control. They can be financial and non-financial companies. • Keller Mortgage only shares personal information with our affiliated businesses.
Companies not related by common ownership or control. They can be financial and non-financial companies. • Non-affiliates we share with can include insurance, title, and escrow companies, credit bureaus. appraisers, lenders, investors and mortgage services.
A formal agreement between non-affiliated financial companies that together market financial products or services to you. • Keller Mortgage does not jointly market.
Data Security and Protection
While Keller takes reasonable and appropriate precautions to protect its customers and to prevent possible security breaches in our website and customer databases, no website, internet transmission, computer system or wireless connection is completely secure. Consequently, Keller cannot guarantee that unauthorized access, hacking, data loss or other breaches will never occur. YOUR USE OF THE WEBSITE AND SERVICES IS AT YOUR OWN RISK. Keller does not make any express or implied warranties, representations or endorsements with respect to links, files or other information provided on, downloaded from or accessed through this website. This website may also provide links or data connections to third-party websites or web applications. Keller does not control the content of third-party sites and cannot be held responsible or liable for the content or accuracy of any external websites.
Limitation of Liability
By using this website or any website managed by Keller, you agree that Keller shall not be liable or responsible, directly or indirectly, for any damage or loss alleged to be caused by or in connection with the use of this website, its data connections, links, applications, downloadable files or other information or functions contained herein or found on any website that may be accessed or connected to by way of this website. We reserve the right to make changes to Keller’s websites and our legal disclaimers. We encourage you to review Keller’s websites and these disclaimers periodically for any updates or changes. Your continued access or use of Keller’s website shall be deemed your acceptance of these disclaimers and any subsequent changes.
DISCLAIMER OF WARRANTY
Use of this website is at your sole risk. All materials, information, products, software, programs, and services are provided “as is,” with no warranties or guarantees whatsoever. Keller expressly disclaims to the fullest extent permitted by law all express, implied, statutory, and other warranties, guarantees, or representations, including, without limitation, the warranties of merchantability, fitness for a particular purpose, and non-infringement of proprietary and intellectual property rights. Without limitation, keller makes no warranty or guarantee that this website will be uninterrupted, timely, secure, or error-free. You understand and agree that if you download or otherwise obtain materials, information, products, software, programs, or services, you do so at your own discretion and risk and that you will be solely responsible for any damages that may result, including loss of data or damage to your computer system. Some jurisdictions do not allow the exclusion of warranties, so the above exclusions may not apply to you.
LIMITATION OF LIABILITY
In no event will Keller be liable to any party for any direct, indirect, incidental, special, exemplary or consequential damages of any type whatsoever related to or arising from this website or any use of this website, or of any website or resource linked to, referenced, or accessed through this website, or for the use or downloading of, or access to, any materials, information, products, or services, including, without limitation, any lost profits, business interruption, lost savings or loss of programs or other data, even if keller is expressly advised of the possibility of such damages. This exclusion and waiver of liability applies to all causes of action, whether based on contract, warranty, tort, or any other legal theories.
Use of website content
This website and any of its content may not be copied, reproduced, republished, uploaded, posted, transmitted, distributed, or used for the creation of derivative works without Keller‘s prior written consent, except that Keller grants you a non-exclusive, non-transferable, limited license to access and display the pages within this website solely on your computer and for your personal, non-commercial use. This permission is conditioned on your not modifying the content displayed on this website, your adherence to and posting of all copyright, trademark, and other proprietary notices. Furthermore, you acknowledge and agree that you do not acquire any ownership rights by downloading or viewing any website content and hereby disclaim any such right. Notwithstanding the foregoing, any software and other materials that are made available for downloading, access, or other use from this website may be subject to their own license terms or restrictions, which may govern their use. You may not use this website’s content, domain names, or any email addresses related to or derived from this website, nor any data, trademarks, functionality, service marks, trade names, brand names and/or logos contained within or derived from this website, for any purpose; meaning that you may not, among other prohibited uses, use any such content in or as any meta-tag or hidden text; In or as part of any contextual marketing directory, index, or triggering term; as content or advertising related to any other website including, but not limited to, comparative/informational websites; and/or as a variable or data element in any algorithm that causes another Internet browser to appear on, over, or at the same time as this website or controls the content of any other Internet browser window. Your failure to comply with the terms, conditions, and notices on this website will result in automatic termination of any rights granted to you without prior notice, and you must immediately destroy all copies of downloaded materials in your possession or control. Except for the limited permission previously defined, Keller does not grant you any express or implied rights or licenses under any patents, trademarks, copyrights, or other proprietary or intellectual property rights. You may not mirror any of the content from this website on another Website or in any other media.
Personally Identifiable Information That We Collect
Keller respects your privacy and is committed to protecting personally identifiable information that you provide in connection with your use of this website and Services. Keller may gather information that personally identifies users of this website, even if you provide such information to us. For example, Keller will gather information about individuals requesting products or services when they submit a request, create a user account or otherwise provide information through this website. We will also collect nonpublic personal information about you and members of your household in connection with your agreements, applications or transactions with us. This information may be aggregated from information you provide or through technological collection from cookies, pixel tags, web beacons, browser fingerprinting or other tools. The type of information collected may vary depending on your use of this website, the products or services you inquire about or select and the type of product or service you agree to undertake. Information collected may include: information we receive from you on applications, agreements and other forms; information about your transactions with us, our affiliates or others; information about the creation of user accounts, interest in particular services, location-based information, online consumer behavior, your use of this website or interest in products and services related to those offered by Keller and interaction with other web-based or mobile applications; information we receive from consumer reporting agencies and other sources; and with your consent, we may ask a third party providers to confirm or give us more details about your applications, inquiries or transactions with us or others.
Non-Personally Identifiable Information That We Collect
Information about Other People
Some of the services on the website may ask you to submit personally identifiable information about other people. For example, you might submit a person’s name and other personally identifiable information if you are interested in a product or service. A record of that transaction will be maintained as allowed and/or required by law. In addition, we may add those people’s information to our marketing database for future use or access by them or us.
Cookies and Related Technology
USE, DISCLOSURE AND SHARING OF INFORMATION
Personally Identifiable Information
Contact Us Regarding Privacy
Effective Date: October 18th 2021